Whatever strong looks like for you.

Version 5.0. Effective upon your electronic acceptance below. READ CAREFULLY. This is a legally binding agreement. By accepting it, you are accepting certain risks, waiving certain legal rights, releasing certain claims to the fullest extent permitted by law, and agreeing to a limitation on the time and forum in which you may bring a claim. Do not accept if you do not understand it. Consult an attorney before accepting if you have questions.

1. Parties and Scope

This Client Agreement, Assumption of Risk, and Liability Waiver, together with any incorporated policies, intake forms, package terms, payment terms, media releases, and booking documentation referenced herein (collectively, this "Agreement"), is entered into by and between the individual accepting this Agreement and receiving the Services ("Client," "you," or "your") and Justin Posey, individually and doing business as Justin Posey Coaching ("Coach," "we," "us," or "our").

Pre- and post-LLC formation coverage. As of the date Client accepts this Agreement, the contracting provider may be Justin Posey individually and/or any existing, newly formed, later-formed, affiliated, successor, or assigned business entity through which Justin Posey provides substantially similar Services, including any limited liability company, corporation, professional entity, successor business, purchaser, or assignee (each, a "Covered Coaching Entity"). This Agreement is intended to apply to, bind, benefit, and protect Justin Posey individually, Justin Posey Coaching, any Covered Coaching Entity, and each Released Party to the fullest extent permitted by law, whether the Services are provided before or after formation of an LLC or other entity.

If Coach later forms, converts, reorganizes into, assigns this Agreement to, or continues operations through an LLC or other Covered Coaching Entity, Client agrees that: (a) this Agreement automatically continues to govern the Services without requiring a new signature, unless Coach requires re-acceptance of an updated version; (b) all releases, waivers, assumptions of risk, indemnities, limitations of liability, dispute-resolution provisions, intellectual-property protections, payment obligations, and survival provisions apply equally to Justin Posey individually and to the Covered Coaching Entity; (c) the Covered Coaching Entity may enforce this Agreement as a party, assignee, successor, and/or third-party beneficiary; and (d) Client's material service rights will not be materially reduced solely because Services are provided through the Covered Coaching Entity.

The person accepting this Agreement must be the person receiving the Services. A third party may pay for Services only with Coach's consent, and such payment does not authorize any other person to participate unless that participant separately completes all required intake materials and accepts this Agreement.

This Agreement governs all coaching, personal training, strength training, powerlifting coaching, general fitness coaching, physique preparation, mobility work, consultation, written and digital programming, video review, educational guidance, and related services provided by Coach to Client, whether provided in person, remotely, by video conference, by telephone, by email, by text message, through a third-party platform or fitness application, or through written or digital programming (collectively, the "Services").

Client's electronic acceptance confirms Client's agreement to be legally bound by this Agreement and acknowledges that this Agreement is intended to protect the Released Parties for events occurring before and after any business-entity formation, conversion, continuation, assignment, or reorganization, to the fullest extent permitted by applicable law.

2. Definitions

"Released Parties" means Justin Posey; Justin Posey Coaching; any Covered Coaching Entity; any entity through which Justin Posey provides, has provided, or later provides the Services; and each of their respective past, present, and future owners, officers, directors, members, managers, employees, independent contractors, contractors, agents, representatives, insurers, affiliates, predecessors, successors, assigns, and permitted third-party beneficiaries.

"Services" has the meaning given in Section 1.

"Facility" means Life Time, North Shore Sport and Racquet, and any other gym, studio, or location where in-person Services are provided.

3. Adult Clients Only; Minors

This Agreement is intended for adult clients only. Client represents and warrants that Client is at least eighteen (18) years old, or is an emancipated minor with full legal capacity to enter into this Agreement.

Coach does not accept this Agreement as a waiver, release, or consent for a minor child. Coach does not provide Services to minors unless Coach expressly agrees in writing before booking and provides a separate minor-participant agreement, parent/guardian acknowledgment, and any required medical-clearance packet. No parent, guardian, spouse, assistant, manager, or other third party may accept this adult Agreement on behalf of a participant who has not personally accepted it, except where legally authorized and expressly approved by Coach in writing.

4. Services Provided

Coach provides private personal training, strength and powerlifting coaching, general fitness coaching, mobility work, physique preparation, educational fitness guidance, remote coaching, written programming, video review, and related support within the scope of Coach's qualifications, insurance, Facility permissions, and applicable law.

In-person sessions may take place at Life Time, North Shore Sport and Racquet, 1300 Techny Road, Northbrook, Illinois, or at another mutually agreed Facility only to the extent Coach is authorized or permitted to provide Services at that Facility. Client understands that in-person sessions at Life Time or any other Facility may require Client to maintain an active membership or guest authorization in good standing and to comply with all applicable Facility rules, waivers, membership terms, policies, and staff instructions. Remote Services may be provided through commercially available video, telephone, email, text, calendar, fitness-application, file-sharing, or communication platforms, including Google Meet, Zoom, and Microsoft Teams.

Coach does not provide medical care, medical diagnosis, physical therapy, occupational therapy, chiropractic care, psychotherapy, psychological counseling, medical nutrition therapy, licensed dietetics services, legal advice, or any other licensed healthcare or professional service. Nothing in this Agreement, the coaching relationship, any program, or any communication from Coach is medical advice, diagnosis, treatment, therapy, or a substitute for care from a licensed provider. Coach's role is that of a fitness professional, not a healthcare provider.

Coach may decline, pause, modify, reschedule, or terminate any Service that Coach reasonably determines may be unsafe, outside Coach's scope, inconsistent with applicable law or Facility rules, outside insurance coverage, or inappropriate for Client without medical, mental-health, dietetic, physical-therapy, or other licensed professional evaluation.

5. Nature of Agreement; Continuing Effect; Updates and Re-Acceptance

This Agreement is a continuing agreement. Client's acceptance applies not only to the session or program booked at the time of acceptance, but to the entire ongoing coaching relationship and to all future sessions, programs, consultations, and communications, and remains in effect until the relationship ends or the Agreement is superseded by a newer version accepted by Client.

Coach may issue updated versions of this Agreement from time to time. When a materially updated version is issued, Coach may require Client to review and accept the updated version before Client's next booking or session. The version accepted by Client, together with the date and time of acceptance, will control for events occurring after that acceptance. Coach will retain a record of each version Client accepted.

6. Client Representations and Health Disclosure

Client represents, warrants, and agrees that:

a. Client is entering this Agreement voluntarily and has the legal capacity to do so;

b. Client has truthfully and completely disclosed all material health information requested by Coach, including medical conditions, injuries, surgeries, medications, allergies, limitations, pregnancy and postpartum status, pain, symptoms, and exercise restrictions;

c. Client has not withheld any information a reasonable fitness professional would consider relevant to training, programming, exercise selection, intensity, mobility work, nutrition or supplement discussion, or safety;

d. Client understands that Coach relies on Client's disclosures in providing the Services;

e. Client will promptly notify Coach of any material change in Client's health, medications, injury status, pregnancy status, symptoms, pain, medical restrictions, or ability to participate safely;

f. Client will not participate in training contrary to medical advice;

g. Client will inform Coach immediately if Client has been advised to limit exercise, lifting, exertion, range of motion, heart rate, heat exposure, bodyweight change, nutrition, hydration, or any specific movement pattern; and

h. Client understands that Coach recommends consulting a licensed physician or other qualified healthcare provider before beginning, changing, or intensifying any exercise, training, nutrition, supplement, weight-loss, physique-preparation, or athletic-performance program, particularly if Client has any medical condition, injury, pregnancy-related condition, cardiovascular, respiratory, metabolic, orthopedic, or neurological condition, mental-health concern, history of disordered eating, or other health risk.

Client accepts sole responsibility for deciding whether to participate and for obtaining medical clearance where appropriate.

Client may not participate in any in-person, remote, written, or unsupervised program until Client has completed all required intake forms, health disclosures, emergency-contact information, payment authorization, and acknowledgments requested by Coach. Coach may refuse to begin or continue Services if Client fails to complete required forms, provides incomplete or inaccurate information, refuses to update disclosures, or if Coach reasonably determines participation may be unsafe.

Client also agrees to disclose allergies or sensitivities that may affect participation, including latex, cleaning products, chalk, adhesives, fragrances, foods, supplements, medications, animals, environmental triggers, or other exposures reasonably relevant to training.

7. Pregnancy, Postpartum, and Medical Restrictions

If Client is pregnant, postpartum, attempting to become pregnant, nursing, recovering from pregnancy loss, or experiencing any pregnancy-related or pelvic-health condition, Client agrees to consult a qualified healthcare provider before participating in training or following any program, and to disclose any provider restrictions, contraindications, or symptoms (including pain, bleeding, dizziness, pelvic pressure, unusual fatigue, or shortness of breath) that may affect participation. Coach is not a prenatal, postpartum, pelvic-health, or medical provider unless separately licensed and expressly identified as such in writing. Client agrees to stop training immediately and seek medical attention if Client experiences symptoms that may indicate a medical concern.

8. Assumption of Risk

CLIENT UNDERSTANDS THAT PARTICIPATION IN PHYSICAL EXERCISE, STRENGTH TRAINING, POWERLIFTING, MOBILITY WORK, PHYSIQUE PREPARATION, REMOTE TRAINING, WRITTEN PROGRAMMING, AND RELATED FITNESS ACTIVITIES INVOLVES INHERENT RISKS THAT CANNOT BE ELIMINATED, EVEN WHEN REASONABLE CARE IS USED.

These risks include, without limitation:

1. muscle strain, tear, soreness, cramping, or fatigue;

2. tendon, ligament, joint, cartilage, or soft-tissue injury;

3. sprains, dislocations, fractures, stress fractures, or overuse injuries;

4. back, neck, spinal, disc, nerve, or neurological injury;

5. cardiovascular events, including elevated blood pressure, arrhythmia, fainting, heart attack, stroke, or death;

6. respiratory distress, asthma attack, shortness of breath, or breathing difficulty;

7. dizziness, loss of balance, fainting, loss of consciousness, or falls;

8. heat exhaustion, heat stroke, dehydration, electrolyte imbalance, or hypoglycemia;

9. aggravation of pre-existing injuries, medical conditions, mental-health conditions, eating disorders, or pain;

10. injury caused by improper form, overexertion, fatigue, inadequate recovery, failure to follow instructions, or failure to disclose health information;

11. injury caused by weights, machines, racks, benches, bars, plates, bands, cables, cardio equipment, flooring, mats, platforms, or other equipment;

12. injury caused by equipment failure, improper assembly, poor maintenance, defects, or misuse;

13. slip, trip, and fall injuries;

14. injury caused by other patrons, staff, vehicles, objects, animals, environmental conditions, or third parties;

15. exposure to communicable illness, including viral, bacterial, airborne, or surface-contact infection;

16. emotional distress, anxiety, frustration, body-image concerns, or psychological discomfort;

17. property damage, theft, or loss;

18. permanent disability; and

19. death.

Client voluntarily, knowingly, and expressly assumes all risks arising out of or related to participation in the Services, use of any program, use of any Facility, use of any equipment, remote coaching, written programming, communications with Coach, and activities reasonably connected with the coaching relationship, whether such risks are known or unknown, foreseen or unforeseen, and disclosed or undisclosed. These risks remain even when Coach, Client, a Facility, or a third party uses reasonable care.

9. Release of Liability, Waiver of Claims, and Covenant Not to Sue

In consideration of Coach agreeing to provide the Services and permitting Client to participate, and other good and valuable consideration, the receipt and sufficiency of which are acknowledged, and TO THE FULLEST EXTENT PERMITTED BY THE LAWS OF THE STATE OF ILLINOIS, CLIENT HEREBY RELEASES, WAIVES, DISCHARGES, AND COVENANTS NOT TO SUE THE RELEASED PARTIES FOR CLAIMS ARISING OUT OF OR RELATED TO THE SERVICES, INCLUDING CLAIMS BASED IN WHOLE OR IN PART ON THE ORDINARY NEGLIGENCE OF ANY RELEASED PARTY.

Client releases the Released Parties from any and all claims, demands, actions, causes of action, damages, losses, liabilities, costs, expenses, and attorneys' fees of any kind arising out of or related to:

a. Client's participation in any session, program, consultation, mobility work, exercise, training activity, written program, or remote coaching service;

b. Client's use of any Facility, equipment, weights, machines, racks, platforms, mats, flooring, or training space;

c. Client's performance of any exercise or activity, whether supervised or unsupervised;

d. Client's use of information, feedback, instruction, programming, or educational materials provided by Coach;

e. any injury, illness, death, property damage, emotional distress, or other harm sustained by Client;

f. any claimed failure to warn, instruct, supervise, modify, monitor, or provide emergency assistance; and

g. any claim arising out of or related to ordinary negligence by any Released Party.

This release is intended to be broad and includes claims that Client does not know or suspect to exist at the time of acceptance. Client accepts this Agreement on behalf of Client and, to the fullest extent permitted by law, Client's heirs, estate, executors, administrators, personal representatives, beneficiaries, insurers, successors, and assigns.

Family and derivative claims. Client understands that certain family members (such as a spouse) may have their own independent claims, including loss of consortium, that Client cannot waive alone. To the fullest extent permitted by law, Client agrees not to pursue, and to discourage others from pursuing, derivative claims against the Released Parties arising from Client's participation, and where a spouse or family member participates in or benefits from this Agreement, that person is encouraged to accept it as well.

10. Claims Not Released

Nothing in this Agreement releases, waives, or limits any liability of any Released Party for willful and wanton conduct, gross negligence, intentional misconduct, fraud, or any other liability that cannot be waived or limited under applicable law. Nothing in this Agreement waives any statutory right that cannot legally be waived, including any non-waivable right under the Illinois Physical Fitness Services Act (see Section 25).

11. Third-Party Facilities, Life Time, and Independent Entities

Life Time, Inc., its subsidiaries, affiliates, owners, staff, contractors, and representatives, and any other third-party gym, Facility, platform, application, or service provider used in connection with training, are independent third parties. Client's use of any such Facility is governed by that Facility's own rules, membership agreements, waivers, policies, and staff instructions, and Client agrees to comply with them and to raise Facility-related concerns directly with the Facility.

Coach does not own, operate, control, inspect, maintain, repair, or supervise Life Time's premises, equipment, staff, other patrons, policies, or operations, and is not responsible for the acts, omissions, premises or equipment conditions, staff conduct, outages, data practices, or failures of any third party. Nothing in this Agreement creates an employment, agency, partnership, joint venture, franchise, endorsement, or representative relationship between Coach and Life Time or any other third party. To the extent permitted by applicable law and Facility rules, Client's assumption of risk, release, waiver, and covenant not to sue apply to risks and claims arising from Client's use of any Facility during or in connection with the Services, but no Facility is made a party to this Agreement unless it separately agrees in writing.

12. Indemnification

Client agrees to indemnify, defend, and hold harmless the Released Parties from and against any third-party claim, demand, action, loss, liability, damage, cost, expense, or attorneys' fees arising out of or related to: (a) Client's breach of this Agreement; (b) Client's failure to disclose a material health condition, injury, medication, symptom, or restriction; (c) Client's negligent, reckless, intentional, unsafe, unlawful, abusive, harassing, discriminatory, or threatening conduct; (d) Client's violation of any Facility rule, law, regulation, or third-party right; (e) Client's misuse of equipment, Facilities, programs, communications, intellectual property, or third-party platforms; (f) Client's sharing of Coach's programming or materials with another person; or (g) claims brought by another person arising from Client's acts or omissions in connection with the Services. This indemnity does not require Client to indemnify a Released Party for that party's own gross negligence, willful and wanton conduct, intentional misconduct, or other liability that cannot legally be shifted.

13. Client Safety Responsibilities

Client agrees to act responsibly and safely during all Services and to: (a) follow Coach's reasonable instructions; (b) ask questions if Client does not understand an instruction, exercise, risk, or program; (c) use equipment only as instructed and for its intended purpose; (d) wear appropriate clothing and footwear; (e) maintain hydration and nutrition appropriate to Client's needs; (f) not train while intoxicated, impaired, sleep-deprived, ill, injured, or otherwise unable to participate safely; (g) stop immediately and seek help if Client experiences chest pain, unusual shortness of breath, dizziness, faintness, numbness, tingling, sharp pain, unusual weakness, confusion, vision changes, severe headache, bleeding, or other concerning symptoms; (h) notify Coach immediately of pain, discomfort, unsafe conditions, or equipment problems; (i) avoid horseplay, unsafe behavior, or interfering with others; (j) comply with all Facility rules, staff instructions, and posted warnings; (k) not attempt exercises, weights, intensities, or variations that exceed Client's ability or medical limitations; and (l) accept responsibility for Client's own choices, effort, disclosures, and conduct. Coach may stop, modify, cancel, or reschedule a session if Coach determines participation may be unsafe or inconsistent with this Agreement.

14. Informed Consent to Training

Client has had the opportunity to ask questions about the nature of the Services, expected intensity, risks, limitations of coaching, and use of exercises, programming, and equipment. Client may decline any exercise, may stop a session at any time, and may ask Coach to modify programming at any time; Coach will reasonably consider such requests but retains discretion over fitness-programming decisions and is not exercising medical judgment. Client understands that no exercise, program, modification, cue, recommendation, or progression is risk-free.

Physical contact, tactile cueing, and spotting. Some in-person Services may involve physical proximity, spotting, tactile cueing, assisted positioning, equipment adjustment, hands-on correction, or mobility-related contact. Client may decline physical contact at any time and may ask Coach to use verbal cues or demonstrations instead. Client understands that spotting, tactile cueing, and physical assistance may reduce certain risks but cannot eliminate risk and may themselves involve physical contact, imperfect assistance, loss of balance, dropped weight, equipment contact, or injury to Client, Coach, or others.

15. Remote Coaching and Client Training Environment

For remote Services, Coach cannot physically inspect Client's environment or equipment, observe movement from every angle, or provide hands-on assistance, spotting, or emergency intervention. Client is solely responsible for: (a) selecting a safe, well-lit, clear, stable training area; (b) ensuring flooring, racks, benches, bars, plates, bands, machines, mats, and other items are safe, stable, properly assembled, maintained, and suitable; (c) using appropriate safety equipment, including safeties, collars, spotter arms, racks, or mats where applicable; (d) ensuring adequate space; (e) keeping children, pets, objects, cords, liquids, and hazards away; (f) not performing exercises requiring a spotter unless a competent spotter is physically present; (g) having a phone or other means to contact emergency services available; (h) providing accurate location and emergency-contact information if requested; and (i) stopping immediately if conditions become unsafe. Client understands that video quality, camera angle, connectivity, lag, or platform outages may limit Coach's ability to observe or correct movement, and Client assumes all risks associated with remote participation. For live remote sessions, Client agrees to provide Coach, upon request, Client's current physical location and an emergency contact reachable during the session, and understands that Coach may be unable to summon timely emergency assistance if Client does not provide accurate location information.

16. Strength Training, Powerlifting, Heavy Lifting, and Spotting

Strength training, powerlifting, maximal or near-maximal lifting, barbell training, loaded mobility work, and technically complex exercises carry increased risks, including serious injury or death. Client agrees not to attempt maximal, near-maximal, unfamiliar, or technically complex lifts unless Coach has approved the attempt and appropriate safety measures are in place (which may include properly adjusted safeties, spotter arms, racks, platforms, collars, competent spotters, appropriate footwear, adequate warm-up, and suitable equipment). For remote or unsupervised training, Client agrees not to attempt lifts requiring hands-on spotting unless a competent spotter is physically present and proper safety equipment is used. Client agrees to use collars, safeties, spotter arms, racks, platforms, mats, competent spotters, and other safety equipment when appropriate, and agrees not to prioritize personal records, competition preparation, physique goals, filming, or social-media content over safe participation.

17. Client Equipment and Inspection Responsibility

Client is responsible for inspecting any equipment Client owns, controls, selects, or uses outside a third-party Facility, and agrees not to use equipment that is damaged, unstable, poorly maintained, improperly assembled, unfamiliar, overloaded, recalled, visibly defective, or unsafe. Client agrees to notify Coach immediately of any defect, unusual noise, instability, missing component, or unsafe setup. Coach is not responsible for inspecting, maintaining, repairing, assembling, or certifying Client-owned or third-party equipment.

18. No Medical Care, No Physical Therapy, and No Emergency Monitoring

Coach is not providing medical care, physical therapy, rehabilitation, diagnosis, treatment, emergency monitoring, or medical supervision. Any discussion of pain, symptoms, mobility, injury history, limitations, recovery, or exercise modification is for general fitness-programming purposes only and is not a medical diagnosis or treatment plan. Client should seek care from a licensed healthcare provider for pain, injury, illness, symptoms, rehabilitation, contraindications, medical restrictions, or medication questions.

19. Nutrition, Diet, Supplementation, and Physique-Preparation Disclaimer

Coach is not a physician, registered dietitian, licensed dietitian nutritionist, medical nutrition therapist, pharmacist, psychologist, psychiatrist, or eating-disorder treatment provider. Any discussion of food, calories, macronutrients, hydration, supplements, body composition, physique preparation, weight change, meal timing, or general nutrition is general educational information only and is not medical advice, medical nutrition therapy, diagnosis, treatment, prescription, or individualized healthcare guidance.

Supplements may carry risks, may interact with medications, may be unsafe for certain conditions or during pregnancy or nursing, and may contain undeclared, contaminated, or prohibited substances. Client is solely responsible for consulting a qualified healthcare provider before using any supplement, and, if Client participates in tested sport or regulated athletics, for verifying that any supplement, ingredient, product, or practice complies with the applicable governing body's rules. Client understands that physique preparation, weight manipulation, dehydration practices, rapid weight loss, and extreme dieting may carry increased physical and psychological risks, and that Coach does not provide medical supervision, eating-disorder treatment, dehydration protocols, prescription-drug advice, hormone advice, or unsafe weight-cutting recommendations.

Coach does not recommend, prescribe, source, supply, administer, monitor, or advise on anabolic steroids, SARMs, peptides, hormones, testosterone, diuretics, stimulants, weight-loss drugs, controlled substances, prescription drugs, or other physique- or performance-enhancing drugs. Client is solely responsible for consulting licensed medical professionals regarding any medication, supplement, substance, drug, or medical treatment, and for determining whether any supplement, food product, medication, training practice, competition-preparation method, or substance complies with the rules of any federation, league, employer, school, military branch, sport governing body, or testing authority.

20. Mental Health, Body Image, and Eating-Disorder Disclaimer

Coach is not a mental-health professional and does not diagnose, treat, monitor, or provide therapy for eating disorders, body dysmorphia, anxiety, depression, compulsive exercise, trauma, addiction, or any other mental-health condition. Client should seek appropriate licensed care for such concerns, and agrees to notify Coach if any aspect of training, nutrition discussion, physique preparation, or goal-setting becomes psychologically harmful or unsafe. Coach may decline, pause, modify, or terminate the Services if Coach believes Client's goals, behaviors, or condition may require licensed medical or mental-health care.

21. No Guarantee of Results

Results vary based on many factors, including genetics, age, health status, sleep, stress, nutrition, recovery, medications, hormones, injury history, prior training, consistency, adherence, effort, schedule, lifestyle, and other variables outside Coach's control. Coach does not guarantee any specific outcome, including strength, muscle, fat-loss, weight, body-composition, physique, mobility, pain-reduction, competition, health, performance, confidence, habit, or other personal, aesthetic, athletic, medical, or financial result. Failure to follow programming, incomplete disclosure, inconsistent attendance, poor recovery, or unsafe conduct may affect results and increase risk.

22. Emergency Contact and Emergency Care

Client agrees to provide the name and telephone number of an emergency contact at or before Client's first session, and to keep that information current. In the event of a medical emergency during an in-person session, Coach may call 911 or otherwise summon emergency medical services, and Client consents to Coach providing basic first aid or emergency assistance within Coach's training, judgment, and ability, and to Coach arranging for emergency transport and care. Coach may maintain CPR, AED, or first-aid certification from time to time, but is not a medical provider and does not guarantee the availability, adequacy, timing, or success of emergency aid. For remote sessions, Coach's ability to assist in an emergency is limited and depends on accurate location and emergency-contact information, internet and phone connectivity, and Client's access to local emergency services; Client is responsible for maintaining access to emergency assistance at Client's location. Client is financially responsible for any emergency medical care, ambulance transport, hospital or physician care, rehabilitation, medication, testing, or related expense Client receives.

23. Communicable Illness

Client agrees not to attend an in-person session if Client is experiencing symptoms of a contagious illness, has been diagnosed with one, has recently been exposed, or has been advised to isolate or quarantine, and to promptly notify Coach and reschedule. Coach may reschedule, modify, or move a session remotely for reasonable public-health concerns without penalty to Client. Client understands that communicable-illness risks cannot be eliminated in gyms, Facilities, or public spaces.

24. Fees, Payment, and Payment Authorization

Fees are as disclosed to Client at the time of booking, purchase, package selection, or as otherwise agreed in writing. Client authorizes Coach or Coach's third-party payment processor to charge Client's selected payment method for agreed fees, package charges, session charges, late-cancellation fees, no-show fees, and other charges disclosed to Client. Client agrees to keep billing information accurate and current. Failed payments, declined cards, chargebacks, disputed payments, or unpaid balances may result in suspension or termination of the Services.

Chargebacks. Client agrees to contact Coach in good faith to resolve any billing concern before initiating a chargeback or payment dispute. Client agrees not to initiate a fraudulent or bad-faith chargeback for Services actually rendered or for charges properly incurred under this Agreement.

Recurring billing and automatic renewal. If Client enrolls in any recurring, subscription, or automatically renewing membership or package, Coach will separately and clearly disclose the recurring charge amount, billing frequency, renewal terms, and cancellation method before enrollment, and will provide any renewal notice and easy cancellation mechanism required by applicable law, including the Illinois Automatic Contract Renewal Act (815 ILCS 601) and any other applicable automatic-renewal or negative-option law. Client may cancel a recurring plan as described in those disclosures.

Any facility, guest, membership, parking, or equipment fee imposed by Life Time or another Facility is separate from Coach's fees and is Client's responsibility. Third-party payment processors are governed by their own terms; Coach is not responsible for processor outages, data practices, fees, or errors except as required by law.

25. Illinois Physical Fitness Services Act — Statutory Cancellation and Refund Rights

To the extent the Illinois Physical Fitness Services Act, 815 ILCS 645 (the "Act"), applies to any contract for physical fitness services between Coach and Client (including any prepaid package of personal-training sessions), the following rights are provided to Client, apply notwithstanding any conflicting term of this Agreement, and prevail over Sections 26 and 27 to the extent of any conflict. Any waiver by Client of the Act's protections is void and unenforceable.

NOTICE OF STATUTORY CANCELLATION RIGHTS. To the extent Illinois law applies, Client may have cancellation and refund rights, including rights related to timely cancellation after signing or online acceptance, relocation, death, or significant physical disability. These rights cannot be waived and are summarized below.

a. Three-day cancellation. Client may cancel the contract until midnight of the third business day after the first business day after Client signs or accepts the contract, and upon such cancellation all monies paid shall be refunded. "Business day" means a day on which Coach is available to provide services. If Client did not accept the contract at an existing, operating facility (for example, contracts accepted online), Client shall have seven (7) calendar days to cancel and receive a full refund of all monies paid.

b. Relocation. If Client's residence relocates more than twenty-five (25) miles from the facility where services are provided, and Coach does not offer a comparable facility within twenty-five (25) miles of the new residence that agrees to honor this contract, Client may cancel and shall be liable only for the portion of charges allocable to time before Client presents reasonable evidence of relocation, plus a fee (if provided for) not to exceed the lesser of ten percent (10%) of the unused balance or fifty dollars (\$50).

c. Death or disability. If Client, because of death or significant physical disability, is unable to use or receive the services contracted for, Client or Client's estate shall be liable only for the portion of charges allocable to the time before death or disability, and any prepaid unused balance shall be refunded, less amounts lawfully owed.

d. How to cancel. Client may exercise these rights by written notice to Coach at the notice address in Section 43. Refunds due under this Section will be paid within thirty (30) days of Coach's receipt of the cancellation notice.

e. Term. To the extent the Act applies, the initial term of services under any single contract shall not exceed the maximum term permitted by the Act, and any renewal shall comply with the Act.

26. Refunds, Packages, Expiration, and Transfers

Subject to Section 25 and applicable law, all fees paid to Coach are non-refundable except as expressly stated in this Agreement or expressly agreed in writing by Coach. Prepaid packages expire twelve (12) months from the date of purchase unless otherwise agreed in writing and only to the extent permitted by applicable law. Coach may, but is not required to, extend package expiration for documented medical reasons, pregnancy or postpartum recovery, military deployment, relocation, serious illness, or other exceptional circumstances. Sessions in a package are non-transferable and may not be assigned, sold, gifted, shared, or used by another person without Coach's prior written consent. Written and digital programs and video reviews are non-refundable once delivered, unless otherwise required by law. Where a refund is provided for an unused portion of a prepaid package, it will be calculated based on the amount actually paid, divided by the number of sessions purchased, less sessions used, discounts, bonus sessions, unpaid charges, late-cancellation fees, no-show fees, and other amounts lawfully owed, unless otherwise required by law.

Coach cessation. If Coach permanently ceases to provide the Services due to death, serious disability, retirement, or business closure, and no Covered Coaching Entity or successor continues the Services, Coach or Coach's estate will refund the unused, prepaid portion of any package, less amounts lawfully owed, within a reasonable time.

27. Cancellation, Rescheduling, No-Show, and Late-Arrival Policy

Subject to Section 25, Client may cancel or reschedule a session with at least twenty-four (24) hours' advance notice at no charge. Cancellations or rescheduling requests made with less than twenty-four (24) hours' notice will be charged the full session fee unless Coach, in Coach's discretion, waives the fee due to documented emergency, illness, or other exceptional circumstance. Sessions missed without notice are no-shows and are charged at the full session fee. If Client arrives late, the session may still end at the scheduled time and Client will be charged for the full session. If Coach must cancel a scheduled session, Coach will offer to reschedule at a mutually convenient time, and if Coach cannot reschedule within a reasonable time, Client may request a refund or package credit for the affected session, subject to applicable package terms and law.

28. Communication, Messaging Consent, and Availability

Coach will use commercially reasonable efforts to respond to non-emergency communications within one to two business days and does not guarantee availability outside scheduled session times. Client agrees not to use Coach as an emergency contact or emergency medical provider; for any medical emergency, Client agrees to call 911 or the appropriate local emergency service.

Messaging consent. Client consents to receive service-related communications from Coach by email, telephone, SMS/text message, video conference, scheduling software, and fitness application at the contact information Client provides. Service-related communications may include scheduling, reminders, program delivery, billing, administrative updates, safety communications, and responses to Client messages. If Coach sends any autodialed or automated service-related text messages, Client provides express written consent to receive such messages to the extent required by law. Standard message and data rates may apply.

Marketing communications. Consent to marketing or promotional text messages is not required to purchase the Services. If Coach sends marketing texts, Coach will obtain a separate optional marketing-text consent, and Client may opt out of nonessential marketing communications at any time, including by replying STOP where applicable. Opting out of marketing communications does not necessarily opt Client out of service-related communications needed to schedule, administer, or deliver the Services.

29. Third-Party Platforms, Applications, Wearables, and Tools

Client's use of Google Meet, Zoom, Microsoft Teams, email providers, text messaging, calendar systems, payment processors, fitness applications, wearable devices, tracking tools, cloud storage, file-sharing systems, and other third-party services is governed by those third parties' own terms and privacy policies. Coach is not responsible for the acts, omissions, outages, errors, data practices, security failures, content, device inaccuracies, calorie or heart-rate estimates, algorithmic recommendations, or interruptions of any third party. Any app-based, automated, algorithmic, artificial-intelligence, wearable-generated, or device-generated output is informational only and may be inaccurate, incomplete, delayed, misleading, or inappropriate for Client, and Coach does not guarantee the accuracy of automated recommendations, estimates, scores, calorie outputs, recovery or readiness metrics, heart-rate or sleep data, body-composition estimates, or form analyses.

30. Privacy, Confidentiality, Records, and Data Use

Coach will treat Client's personal information with reasonable care and use it for legitimate business purposes, including providing the Services, scheduling, communicating, processing payments, maintaining records, documenting programming, complying with legal obligations, responding to disputes, and insurance, tax, and accounting purposes. Client information may include name, contact and emergency-contact information, health and intake information, session and programming records, attendance and payment records, communications, incident records, form-check videos, progress photos, and photos or videos Client voluntarily submits. Coach will use reasonable administrative, technical, and physical safeguards appropriate for a small fitness-coaching business, but no system is perfectly secure.

Coach may share limited information with Life Time or another Facility only as reasonably necessary to schedule, administer, or deliver in-person Services or respond to safety concerns, and with payment processors, scheduling platforms, legal advisors, accountants, insurers, and software providers as reasonably necessary. Coach will not sell Client's personal information. Coach is not a HIPAA covered entity unless expressly stated in writing, and the coaching relationship does not create a physician-patient, therapist-patient, dietitian-patient, attorney-client, or other privileged relationship. No method of digital communication or storage is perfectly secure, and Client accepts the ordinary risks of electronic communication and storage.

Coach may retain Client records (including intake forms, health disclosures, programming records, communications, form-check videos, progress photos, payment records, incident reports, and acceptance records) for business, legal, tax, insurance, safety, and dispute-resolution purposes. Client may request deletion of nonessential information, which Coach may retain where reasonably necessary or legally permitted. Client agrees to promptly report any injury, illness, incident, unsafe condition, claim, or concern and to cooperate reasonably with any incident report or insurance inquiry. Depending on Client's location, Client may have additional privacy, consumer, or data-rights protections that cannot be waived by this Agreement.

Client agrees not to send highly sensitive medical records, diagnostic images, lab results, insurance records, psychotherapy records, or other confidential health documents unless Coach specifically requests them for limited fitness-programming purposes. Coach may decline to receive, review, store, or retain information outside Coach's scope.

Biometric information. Coach does not collect biometric identifiers or biometric information (such as fingerprint, faceprint, voiceprint, or hand or iris scans) unless Coach provides a separate written biometric policy and obtains Client's separate written consent in compliance with the Illinois Biometric Information Privacy Act, 740 ILCS 14. Standard body-composition measurements (for example, tape, calipers, or bioelectrical-impedance readings) are used for fitness purposes and are not intended as biometric identifiers.

31. Images, Videos, Progress Photos, Testimonials, and Recording

Coach will not publicly use Client's name, likeness, photograph, video, progress photo, testimonial, or before-and-after image for marketing or promotional purposes without Client's separate written consent obtained case-by-case. Client may voluntarily submit photos, videos, measurements, or progress updates for coaching feedback; unless Client separately consents in writing to public use, Coach will use such materials only for coaching, internal recordkeeping, communication with Client, and related business purposes. Client may grant consent for public use in writing (including by email) and may revoke it for future uses at any time by written notice. Revocation does not affect uses made before Coach received it, but Coach will make commercially reasonable efforts to stop future use and remove content from Coach-controlled channels where practicable; Coach cannot guarantee removal of content already shared, copied, reposted, archived, indexed, or controlled by third parties.

Recording policy. Client may not audio-record, video-record, livestream, photograph, screenshot, publish, or distribute any session, communication, program review, video call, message thread, exercise demonstration, or coaching interaction without Coach's prior written consent. Coach will not record live sessions without Client's consent, except where a platform automatically generates recording, transcription, or metadata and such functionality is disclosed or otherwise governed by the platform's terms.

32. Intellectual Property

All training programs, written and digital materials, videos, notes, templates, methods, forms, checklists, feedback, exercise descriptions, and other content created or provided by Coach are Coach's intellectual property. Client is granted a limited, personal, non-transferable, non-exclusive, revocable license to use such materials solely for Client's own personal training and education. Client agrees not to copy, reproduce, redistribute, resell, publish, upload, post, teach, license, commercialize, or share Coach's materials with any third party without Coach's prior written consent, and not to use them to train another person, operate a competing business, or create derivative commercial materials.

33. No Reliance on Informal or General Information

Casual conversations, social-media posts, general educational content, informal comments, texts, emails, examples, articles, and videos are not individualized medical, nutritional, therapeutic, psychological, legal, or safety advice. Client agrees not to rely on informal communications or general content as a substitute for professional medical care or individualized instruction.

34. Reviews and Direct Communication

Client agrees to raise any dissatisfaction, safety concern, billing issue, or service concern directly with Coach in good faith so that Coach has a reasonable opportunity to address it. Nothing in this Agreement, and no future request or communication from Coach, is intended to prohibit, restrict, or penalize Client from publishing a truthful, good-faith review of Coach's Services, as protected by the federal Consumer Review Fairness Act and applicable law.

35. Termination and Client Conduct

Either party may terminate this Agreement and the coaching relationship at any time, for any reason, by written notice (including email). Termination does not relieve Client of the obligation to pay for Services already rendered, sessions already scheduled within the 24-hour cancellation window, late-cancellation or no-show fees, unpaid package fees, or other amounts lawfully owed. Coach may immediately suspend or terminate the Services if Client engages in abusive, harassing, threatening, discriminatory, unsafe, unlawful, intoxicated, impaired, dishonest, or inappropriate conduct toward Coach, Facility staff, other patrons, or any third party. Client agrees not to engage in sexual harassment, discriminatory conduct, stalking, repeated unwanted contact, photographing or filming others without permission, weapons-related misconduct, threats, intimidation, or inappropriate communications. Any refund of unearned prepaid amounts will be handled as required by Section 25 and applicable law.

36. Independent Contractor Status; Insurance

Coach provides the Services as an independent fitness professional. Nothing in this Agreement creates an employment, agency, fiduciary, physician-patient, therapist-patient, dietitian-patient, attorney-client, partnership, joint-venture, or franchise relationship between Coach and Client, or an employment, agency, partnership, joint-venture, or representative relationship between Coach and Life Time or any other Facility.

Insurance. Any insurance Coach maintains is for Coach's own benefit. Client is not an additional insured, loss payee, or third-party beneficiary of any policy Coach carries, and nothing in this Agreement obligates Coach to maintain any particular insurance or entitles Client to any benefit under Coach's insurance.

37. Assignment and Successors

Client may not assign, delegate, or transfer this Agreement, any package, or any session without Coach's prior written consent. Coach may assign this Agreement to an affiliated or later-formed entity, successor business, or purchaser in connection with forming an entity, reorganization, merger, sale, or continuation of the coaching business, provided Client's material service rights are not materially reduced. This Agreement binds and benefits the parties and their respective permitted successors and assigns.

38. Out-of-State and Remote Clients

Client represents that Client is located in a jurisdiction where receiving general fitness coaching, remote programming, and related educational services from Coach is lawful, and agrees to notify Coach if Client relocates or participates from another state, country, or jurisdiction. Coach may decline, pause, modify, or terminate remote Services if Coach determines that legal, safety, insurance, licensing, or professional concerns make continued Services inappropriate. Client is responsible for complying with local laws, Facility rules, equipment standards, and medical guidance applicable to Client's location. Client acknowledges that, notwithstanding Section 46, mandatory consumer-protection and health-club or physical-fitness-services laws of Client's home jurisdiction may also apply to remote Services, and that Coach may provide a state-specific cancellation or disclosure rider where required by the law of Client's jurisdiction, which will control over any conflicting term to the extent required by that law.

39. Limitation of Damages

To the fullest extent permitted by law, the Released Parties will not be liable for indirect, incidental, consequential, special, punitive, exemplary, or speculative damages arising out of or related to the Services, this Agreement, communications, scheduling, programming, third-party platforms, or the coaching relationship. To the fullest extent permitted by law, and except for liability that cannot be limited under applicable law, the Released Parties' total aggregate liability arising out of or related to the Services and this Agreement shall not exceed the total amount of fees actually paid by Client to Coach during the six (6) months immediately preceding the event giving rise to the claim. This limitation does not apply to liability that cannot legally be limited, including liability for willful and wanton conduct, gross negligence where not waivable, intentional misconduct, fraud, or non-waivable statutory rights. If a court determines that this monetary cap is unenforceable as applied to a particular claim (for example, a bodily-injury claim), the cap shall not apply to that claim but shall remain in full force as to all other claims, and the release, waiver, and other protections in this Agreement shall remain in effect to the fullest extent permitted by law.

40. Time Limitation on Claims

To the fullest extent permitted by law, any claim or cause of action arising out of or related to the Services or this Agreement must be commenced within one (1) year after the date the act, omission, injury, or event giving rise to the claim first occurred, or the shortest period otherwise permitted by applicable law if one year is not permitted, and is otherwise permanently barred. This Section does not apply to any claim that, by law, may not be subject to a contractual limitations period.

41. Force Majeure

Neither party is liable for any failure or delay in performing this Agreement (other than payment obligations for Services already rendered) to the extent caused by circumstances beyond that party's reasonable control, including natural disaster, severe weather, pandemic, epidemic, public-health emergency, government order, Facility closure, platform or utility outage, war, civil unrest, labor disruption, serious personal injury or illness, family emergency, or transportation disruption. If a force-majeure event prevents delivery of prepaid sessions for an extended period, Coach will, at Client's election, either credit the affected sessions for future use or, where required by Section 25 or applicable law, refund the unused prepaid amount.

42. No Waiver

No failure or delay by Coach in exercising any right under this Agreement, and no single or partial exercise of any right (including any decision by Coach not to charge a late-cancellation or no-show fee on a given occasion), operates as a waiver of that right or any other right, or of the right to enforce the same or any other provision on any future occasion. Any waiver must be in writing and signed by Coach to be effective, and applies only to the specific instance and purpose for which it is given.

43. Notices

Except where this Agreement specifies otherwise, all notices under this Agreement must be in writing and are effective when sent to the other party's email or mailing address of record. Coach's email address of record for notices, including any statutory cancellation notice under Section 25, is justinposey23@icloud.com. Coach's mailing address of record for notices, if any, is the business mailing address Coach separately provides to Client in writing, including through a booking confirmation, invoice, intake materials, or other written notice. Client's address of record is the email and, if provided, mailing address and phone number Client submits through the booking or intake process. Each party is responsible for keeping its contact information current.

44. Attorneys' Fees; Prevailing Party

In any action or proceeding to enforce or interpret this Agreement, or arising out of or related to the Services, the prevailing party shall be entitled to recover its reasonable attorneys' fees, costs, and expenses, in addition to any other relief to which it is entitled, to the fullest extent permitted by law.

45. Waiver of Jury Trial

To the fullest extent permitted by law, each party knowingly, voluntarily, and intentionally waives any right to a trial by jury in any action, proceeding, or counterclaim arising out of or related to this Agreement or the Services. This waiver does not apply where it is prohibited by applicable law.

46. Governing Law and Venue

This Agreement is governed by and construed under the laws of the State of Illinois, without regard to conflict-of-law rules. The exclusive venue for any dispute not resolved through direct communication, mediation, or another agreed process shall be the state courts located in Cook County, Illinois, or the United States District Court for the Northern District of Illinois, and each party consents to personal jurisdiction there. Nothing in this Section prevents either party from bringing a qualifying claim in small-claims court or seeking emergency injunctive relief.

47. Dispute Resolution

Before initiating legal action, the parties agree to attempt in good faith to resolve any dispute through direct written communication for at least thirty (30) days. If unresolved, the parties agree to participate in non-binding mediation with a mutually agreed mediator in Cook County, Illinois (or by remote mediation if agreed), with mediation costs shared equally unless otherwise agreed or ordered. This Section does not prevent either party from seeking emergency injunctive relief, filing in small-claims court, pursuing collection of unpaid amounts, or acting where delay would materially prejudice its rights.

48. Severability

If any provision of this Agreement is held invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed if modification is not permitted, and the remaining provisions shall continue in full force. The unenforceability of any portion of the release, waiver, indemnity, limitation of damages, time-limitation, jury-waiver, dispute-resolution, or venue provisions shall not affect the enforceability of the remaining provisions to the fullest extent permitted by law.

49. Survival

Any provision that by its nature should survive termination will survive, including Sections 8 (Assumption of Risk); 9 (Release); 10 (Claims Not Released); 11 (Third-Party Facilities); 12 (Indemnification); 18--21 (Disclaimers and No Guarantee); 24--27 (Fees, Statutory Rights, Refunds, Cancellation) as to amounts owed; 30 (Privacy); 31 (Images and Recording); 32 (Intellectual Property); 33 (No Reliance); 34 (Reviews); 36 (Independent Contractor; Insurance); 37 (Assignment); 39 (Limitation of Damages); 40 (Time Limitation); 42 (No Waiver); 43 (Notices); 44 (Attorneys' Fees); 45 (Jury Waiver); 46 (Governing Law); 47 (Dispute Resolution); and 48 (Severability).

50. Headings; Interpretation

Headings are for convenience only and do not affect interpretation. "Including" means "including without limitation." The word "or" is not exclusive. This Agreement will not be construed against a party merely because that party prepared it.

51. Entire Agreement and Modification

This Agreement, together with any package documentation, intake form, booking and payment terms, media release, written-program terms, and Coach's then-current published policies expressly incorporated by reference, is the entire agreement between the parties regarding the Services and supersedes all prior discussions, representations, understandings, statements, advertisements, and communications on the same subject. It may be modified only in a writing signed or electronically accepted by both parties, except that Coach may update non-material scheduling, administrative, operational, or platform policies from time to time by notice to Client. If there is a conflict between this Agreement and another policy or document, this Agreement controls unless the other document expressly overrides a specific section. No oral statement, informal message, social-media post, text, email, platform message, or casual communication modifies this Agreement unless it expressly states that it modifies this Agreement and is signed or electronically accepted by both parties.

52. Consent to Electronic Records and Electronic Signature

Consent to electronic records. Client agrees that this Agreement and related disclosures, notices, receipts, and records may be provided electronically, consents to receive them in electronic form (including as HTML or PDF), and confirms that Client is able to access, view, and retain electronic records. Client may request a paper copy and may withdraw consent to electronic records for future disclosures by written notice to Coach, understanding that doing so may prevent Client from booking the Services online.

Electronic signature. Client agrees that clicking "I have read and agree," checking a required acknowledgment box, clicking "Agree & Continue," confirming a booking, or completing payment constitutes Client's electronic signature under the federal Electronic Signatures in Global and National Commerce Act, 15 U.S.C. § 7001 et seq., and the Illinois Uniform Electronic Transactions Act, 815 ILCS 333, and has the same legal force and effect as a handwritten signature. Client's acceptance may be recorded with a timestamp, version number, name, email address, telephone number, booking information, device or browser information, and, where technically available, IP address. Client agrees to retain a copy of this Agreement, and Coach will make a copy available to Client (including by email or download) at or promptly after acceptance. Client confirms that no required acknowledgment box is preselected, that Client had the opportunity to review, download, print, save, and ask questions about this Agreement before acceptance, and that Client's acceptance is voluntary.

53. Client Acknowledgments

By accepting this Agreement, Client acknowledges and agrees that: (a) Client has read this Agreement in its entirety; (b) Client understands it; (c) Client has had a full and fair opportunity to ask questions; (d) Client has had the opportunity to consult independent legal counsel; (e) Client is entering it freely, voluntarily, and without duress; (f) Client is at least eighteen (18) years old or otherwise legally competent; (g) Client has truthfully disclosed all material health, injury, medication, pregnancy, postpartum, and safety information; (h) Client understands that physical exercise, strength training, powerlifting, mobility work, physique preparation, remote coaching, and written programming involve inherent risks, including serious injury or death; (i) Client understands that this Agreement includes an assumption of risk; (j) Client understands that this Agreement includes a release of liability and waiver of claims, including claims based on ordinary negligence, to the fullest extent permitted by Illinois law; (k) Client understands that Coach does not provide medical care, physical therapy, dietetics, mental-health treatment, or guaranteed results; (l) Client understands that Client may stop participating at any time; (m) Client understands that this Agreement is intended to protect Justin Posey individually and any Covered Coaching Entity before and after LLC or entity formation; (n) Client confirms Client can read and understand English or has had this Agreement translated or explained before accepting; and (o) Client agrees to be legally bound by this Agreement.

54. Required Separate Acknowledgments

Before final acceptance, Client must separately confirm each of the following. Each is presented as its own required, non-preselected checkbox in the online booking flow:

1. Assumption of Risk. I acknowledge that physical exercise, strength training, powerlifting, remote coaching, written programming, and related activities involve inherent risks, including serious injury or death, and I voluntarily assume those risks.

2. Release of Liability. I acknowledge that I am releasing and waiving claims against Coach and the Released Parties, including claims based on ordinary negligence, to the fullest extent permitted by Illinois law.

3. Health Disclosure. I confirm that I have truthfully disclosed all material health conditions, injuries, medications, pregnancy/postpartum status, symptoms, restrictions, and safety concerns.

4. Physical Contact, Spotting, and Recording. I acknowledge the physical-contact, tactile-cueing, spotting, and recording policies, including my right to decline physical contact and my agreement not to record sessions without prior written consent.

5. Fees, Cancellation, and Statutory Rights. I acknowledge and agree to the fees, payment authorization, cancellation, no-show, late-arrival, package-expiration, and refund terms, and I acknowledge the Illinois Physical Fitness Services Act cancellation and refund rights described in Section 25.

6. Adult Confirmation. I confirm that I am at least eighteen (18) years old or otherwise legally competent to enter into this Agreement.

7. Pre-/Post-LLC Coverage. I acknowledge that this Agreement is intended to protect Justin Posey individually, Justin Posey Coaching, and any Covered Coaching Entity before and after formation, conversion, assignment, or continuation of the coaching business through an LLC or other entity.

8. Final Agreement. I confirm that I have read, understand, and agree to be legally bound by this entire Agreement, and my acceptance is my electronic signature.

55. Client Acceptance

By clicking "I have read and agree," checking the required acknowledgment boxes, clicking "Agree & Continue," submitting a booking, or completing payment, Client confirms that Client has read, understands, and agrees to be legally bound by this Client Agreement, Assumption of Risk, and Liability Waiver.

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By continuing, you agree that you have read, understand, and accept every section of this Agreement, including the eight (8) required acknowledgments that follow below.